A rare opportunity to acquire a fully turn-key, $3 million premium insurance agency in the heart of San Jose, California. This agency delivers strong monthly cash flow, exceptional retention, loyal clients, and the stability of a recession-resistant business model.

Business Highlights:
* Asking Price: $299,000
* Premium Volume: $3,000,000
* Annual Revenue: $220,000+
- Monthly Revenue: $18,300+ in predictable recurring income

Turn-key operation with immediate cash flow in a prime, high-traffic Silicon Valley office location with strong retention and loyal client relationships. This is a ready-made, income-producing asset from day one.

Additional Expansion Opportunity:
- $250,000 California FAIR Plan book of business also available

Ideal for instant revenue expansion and diversification and the seller is willing to stay on temporarily to ensure a smooth handoff, offering:
-Introductions to key clients and retention strategies
-Operational best practices and guidance to fast-track early growth
-A clean, supported transition that preserves and strengthens agency performance.
-This business provides dependable monthly residual income, driven by strong renewals and excellent retention.

You gain:
-Reliable revenue every month
-A stable long-term asset that can be sold or passed to children/family
-A foundation that grows and compounds over time
-True generational value

Farmers Insurance Advantages
-When you acquire this agency, you also step into a high-growth environment supported by one of the strongest carriers in the market:
-Farmers is the 4th fastest-growing multiline carrier in the U.S.
-Farmers is expanding in California while others are exiting or non-renewing
-$5,000 sign-on bonus for new agency owners
-Work under a Presidents Council District (top 1% nationwide)
-Monthly opportunities to DOUBLE new business commissions
-Award-winning University of Farmers training
-Full coaching, mentorship, and local operational support
-This is a powerful ecosystem for new and experienced agency owners.

Farmers agents enjoy a significant competitive advantage:
-You can broker both personal and business insurance with other carriers when a risk doesn't fit Farmers. This mean more options for customers and higher closing ratios.
- This agency is a platform you can grow far beyond California, with the ability to sell insurance in other states once licensed
- Opportunity to buy additional agencies as they come on the market
- Build a multi-office, multi-state operation
- Expand into high-growth or lower-competition regions
- Increase revenue exponentially by adding producers, telemarketing teams, and digital funnels

This isn’t just a business — it’s a scalable system with nationwide potential.

Buyer Requirements:
* Provide proof of at least $100,000 liquid (bank funds, investments, or credit line)
* Sign an NDA prior to receiving confidential financial information
* Be serious, qualified, and ready to move
* Understand this is not a franchise, but a captive agency ownership model with real equity

Ideal Buyer:
-Entrepreneurs wanting strong monthly residual cash flow
-Agents/brokers expanding territory or premium volume
-Leaders ready to add energy, creativity, and scale
-Buyers looking for a recession-resistant business with long-term equity
-Anyone wanting a business that can grow, sell, or be handed down to family

Act Fast. This is an opportunity that won’t stay on the market long.