Established Pawn and Payday Loan Business - Miami-Dade County

This well-established pawn and payday loan operation has served the Miami-Dade County community for nearly 30 years since 1995. The business offers exceptional stability with a proven track record of profitability and strong cash flow generation.

Key Financial Highlights:
• Asking Price: $350,000
• Monthly Lease: $3,501 for 1,040 sq ft facility
• Lease term extends through September 2027
• Less than 1% collection rate demonstrates strong risk management
• Immediate profitability from day one

Business Strengths:
• Robust database of recurring customers built over three decades
• Excellent location in Miami-Dade County market
• Experienced, reliable staff in place
• Currently operated by absentee owner, demonstrating systems-dependent operations
• Easy-to-run business model with established procedures

Growth Potential:
Both lending and pawnshop sectors show strong market performance with significant expansion opportunities under active ownership. The business is well-positioned to capitalize on growing demand in these resilient financial services segments.

Owner Support:
Seller provides comprehensive two-month training and consultancy program to ensure smooth transition and operational continuity.

Financing:
Seller financing available to qualified buyers, facilitating acquisition process.

This turnkey operation represents an excellent opportunity to acquire a profitable, established business in the financial services sector with strong fundamentals, recurring revenue, and growth potential in a prime Florida market.

Selling due to personal reasons - serious inquiries only from qualified buyers.