This well-established Buy Here Pay Here dealership offers a turnkey opportunity for an experienced operator looking to step into a highly profitable business model. With a portfolio of 50-60 vehicles generating approximately $35,000 to $40,000 in monthly Buy Here Pay Here revenue, this dealership is built on a strong foundation of repeat customers and steady cash flow. The current portfolio holds approximately $450,000 in active loans, with each vehicle bringing in $400 biweekly at a competitive 30% interest rate.

The dealership moves between 8-12 cars per month, keeping inventory fresh and revenue consistent. The current owner benefits significantly from this model, taking home between $50,000 and $60,000 per month, though much of this is being reinvested back into the business. A new owner with experience in the industry can step in and optimize cash flow while maintaining strong profit margins. One of the biggest advantages of this deal is the flexible purchase structure. The business is available for $250,000 upfront, with an additional $500,000 in floor financing that can be paid off as vehicles are sold. The seller is also open to selling the buy here, pay here portfolio at a discounted rate of 80% for an investor looking to maximize their return. Additionally, the seller is willing to finance all inventory, allowing the buyer to pay for cars only as they are sold, significantly reducing upfront capital requirements. The seller is committed to a smooth transition, offering exceptional support and training. Additionally, the experienced and dedicated staff are willing to continue with the new owner, ensuring continuity and stability.

For further details, including a confidential opportunity summary with financials and photos, please request more information using the form on this page. Upon request, a Non-Disclosure Agreement (NDA) will be promptly emailed to you. For a quick response to your inquiry, please email listing agent Trent Lee (RE# S.0183611.LLC; Business Broker Permit# BUSB.0006978) at trent@fcbb.com.