Jewelry & Collateral Lending
Business Description
Surrey, BC (2 locations)
This business is 100% compliant in a highly-regulated industry, with clean books and pristine operations.
The current owner (a businessman with a stellar reputation) works full-time on the business. The new owner will either need to replace him personally, or hire a qualified General Manager.
REVENUE (2025)
$3,326,860
EBITDA (2025)
$1,318,337
(including owner’s salary)
ASKING PRICE: $3,950,000
Purchase price includes $400,000 (at cost) in good and salable current Inventory. (There is zero inventory that does not sell.)
Seller willing to accept 80% of purchase price paid at closing and 20% paid in 5 years (subject to security).
Buyer will need to secure a Line of Credit for $1M (or more) to cover new short-term loans for customers. (All customer loans are for 90 days with interest payments paid after 90 days, or collateral item is forfeited.)
* 2026 trending equal or better than 2025
* Easily accessible locations
* New 15-year lease at each location
* Long-term repeat customers
* 10+ Years in Business
* Extensive training offered to new owner
* No major capital expenditures required
* Amazing employees (limited staffing required)
The City of Surrey has permanently ended issuing new business licenses in this industry within the city limits, however all current licenses are grandfathered in perpetuity. As such, there will never be new competitors opening up in Surrey.
Unfortunately “BDC” funding is not available for this particular segment of the lending industry.
OPTION:
The buyer of this business will formally have the Option to purchase both buildings (each valued at $2.5M - $3.0M) at closing, or up to two years after the closing.
*********************
Serious inquiries only | Signed NDA required
*********************
This business is 100% compliant in a highly-regulated industry, with clean books and pristine operations.
The current owner (a businessman with a stellar reputation) works full-time on the business. The new owner will either need to replace him personally, or hire a qualified General Manager.
REVENUE (2025)
$3,326,860
EBITDA (2025)
$1,318,337
(including owner’s salary)
ASKING PRICE: $3,950,000
Purchase price includes $400,000 (at cost) in good and salable current Inventory. (There is zero inventory that does not sell.)
Seller willing to accept 80% of purchase price paid at closing and 20% paid in 5 years (subject to security).
Buyer will need to secure a Line of Credit for $1M (or more) to cover new short-term loans for customers. (All customer loans are for 90 days with interest payments paid after 90 days, or collateral item is forfeited.)
* 2026 trending equal or better than 2025
* Easily accessible locations
* New 15-year lease at each location
* Long-term repeat customers
* 10+ Years in Business
* Extensive training offered to new owner
* No major capital expenditures required
* Amazing employees (limited staffing required)
The City of Surrey has permanently ended issuing new business licenses in this industry within the city limits, however all current licenses are grandfathered in perpetuity. As such, there will never be new competitors opening up in Surrey.
Unfortunately “BDC” funding is not available for this particular segment of the lending industry.
OPTION:
The buyer of this business will formally have the Option to purchase both buildings (each valued at $2.5M - $3.0M) at closing, or up to two years after the closing.
*********************
Serious inquiries only | Signed NDA required
*********************
About the Business
Real Estate
- Owned or Leased
- Leased
About the Sale
- Financing Options
- Up to 20% seller-financing for approved buyers
Listing Info
- ID
- 2490482
- Listing Views
Listing ID: 2490482 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.

















