Jacksonville ATM Portfolio: 286 Units | $685K Annual Cash Flow
Business Description
Established ATM Route | Third-Party Loaded | Fully Remote Business
A 286-terminal ATM portfolio generating $685,439.70 in annual cash flow, offered at $2,501,855.
The operational structure is the key feature of this portfolio. The machines are third-party loaded and professionally managed, meaning cash replenishment, machine service coordination, and field-level support are handled through an existing operating infrastructure. A buyer is not stepping into a route that requires personally loading machines or building a service network from scratch.
This matters for transition and long-term ownership. The portfolio is already operating at scale, with hundreds of terminals placed across active merchant locations. The buyer is acquiring an established cash-flowing ATM portfolio with existing locations, existing operational processes, and a management structure already in place.
The route has meaningful market concentration, with a large base of terminals in the Jacksonville metro and nearby surrounding submarkets. That concentration can make oversight, vendor coordination, location review, and future expansion more practical than a portfolio scattered across unrelated regions.
At approximately 286 terminals, the portfolio provides income diversification across a broad placement base. No single machine or location is positioned as the entire value of the business. The strength is the combination of scale, cash flow, existing placements, and managed infrastructure.
This opportunity is best suited for an existing ATM operator seeking expansion, a buyer looking for immediate scale, or an investor who understands the value of acquiring an established route rather than building one placement at a time.
Growth opportunities may include new placements near the existing footprint, surcharge optimization, machine performance review, replacement or upgrade of selected terminals, and improved route-level efficiency. These opportunities are incremental to the current cash flow and are not the sole basis for the asking price.
The seller is retiring. The exit is based on personal timing, not business performance.
The operational structure is the key feature of this portfolio. The machines are third-party loaded and professionally managed, meaning cash replenishment, machine service coordination, and field-level support are handled through an existing operating infrastructure. A buyer is not stepping into a route that requires personally loading machines or building a service network from scratch.
This matters for transition and long-term ownership. The portfolio is already operating at scale, with hundreds of terminals placed across active merchant locations. The buyer is acquiring an established cash-flowing ATM portfolio with existing locations, existing operational processes, and a management structure already in place.
The route has meaningful market concentration, with a large base of terminals in the Jacksonville metro and nearby surrounding submarkets. That concentration can make oversight, vendor coordination, location review, and future expansion more practical than a portfolio scattered across unrelated regions.
At approximately 286 terminals, the portfolio provides income diversification across a broad placement base. No single machine or location is positioned as the entire value of the business. The strength is the combination of scale, cash flow, existing placements, and managed infrastructure.
This opportunity is best suited for an existing ATM operator seeking expansion, a buyer looking for immediate scale, or an investor who understands the value of acquiring an established route rather than building one placement at a time.
Growth opportunities may include new placements near the existing footprint, surcharge optimization, machine performance review, replacement or upgrade of selected terminals, and improved route-level efficiency. These opportunities are incremental to the current cash flow and are not the sole basis for the asking price.
The seller is retiring. The exit is based on personal timing, not business performance.
About the Business
- Employees
- 2 Full-time
- Facilities & Assets
- 286 ATM terminals installed at active merchant locations. The portfolio includes a primary concentration in Jacksonville, with additional placements in nearby submarkets including Jacksonville Beach, Orange Park, Atlantic Beach, Ponte Vedra Beach, Saint Johns, and the Yulee/Fernandina Beach area. All machines are active and revenue-generating. Cash loading and maintenance handled entirely by third-party vendors under transferable contracts. No physical facility, warehouse, or vehicle included.
- Market Outlook / Competition
- ATM market has no dominant operator. The portfolio's competitive position is based on 15 years of established location presence across 286 sites. Regulatory enforcement against cashless ATM operations is a current tailwind for traditional retail ATM operators with compliant locations. Market fragmentation means competitive displacement at the location level is uncommon when service is consistent.
- Opportunities for Growth
- Growth opportunities include new terminal placements, surcharge optimization at high-volume locations, review of loader and service costs, and performance improvements across selected machines. The third-party loading infrastructure already in place supports additional unit deployment and route expansion. These opportunities are incremental to current cash flow and are not priced as guaranteed upside.
About the Sale
- Seller Motivation
- Retirement.
- Transition Support
- Includes 90 days of transition and training support. The handoff covers processor systems, third-party loader coordination, merchant communication, reporting tools, and portfolio performance monitoring. Existing loader and vendor relationships transfer at close, helping maintain continuity from day one. Sellers remain available throughout the transition period.
- Financing Options
- No owner financing
Listing Info
- ID
- 2524954
- Listing Views
- 162
Listing ID: 2524954 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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