Independent insurance agency for sale in Orlando, Florida. The business serves households and closely held businesses throughout Central Florida. Operating as an independent broker rather than a captive, the agency places standard and non-standard personal lines — principally homeowners and auto — alongside a smaller commercial book, drawing on primary carrier relationships with Progressive, Kemper, and Universal, supplemented by additional carrier appointments. The business has been built on relationship-driven service, community reputation, and a deliberate cross-sell strategy rather than transactional policy volume. Written premiums have totaled approximately $22 million across the trailing three-year period. The book is weighted approximately 85% personal lines and 15% commercial lines. Staff compensation combines hourly wages, performance bonuses, and commissions where appropriate. Total commissions in 2025 were $757K, in 2024 they were $859K and $905K in 2023. Business has a leased location. There is also a four-person staff — one remote commercial/homeowners producer, two customer service representatives, and one licensed sales agent focused on new personal-lines business — is expected to stay through and after the transition.