Established 30-Year Insurance Agency for Sale | Strong Book of Busines
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ESTABLISHED 30-YEAR INSURANCE AGENCY FOR SALE | STRONG BOOK OF BUSINESS
Well-established and profitable independent insurance agency with 30 years of operating history serving the Miami, Florida market. This turnkey operation generates $214,945 in seller's discretionary earnings with $220,000 EBITDA, supported by a loyal, recurring client base and strong renewal revenue streams.
BUSINESS HIGHLIGHTS:
• 30 years of continuous operation since 1996
• Strong recurring revenue from established client relationships
• Multi-carrier access including GEICO and Progressive
• Consistent cash flow in essential insurance market
• Prime Miami location with 2,000 sq ft facility
• Significant goodwill and market reputation
OPERATIONS:
The agency operates as a full-service independent insurance provider offering personal and commercial coverage options. With established carrier relationships and multi-carrier access, the business provides competitive advantages over single-carrier offices through rate shopping capabilities and diverse product offerings. The operation benefits from repeat business, policy renewals, and cross-selling opportunities within the existing client base.
MARKET POSITION:
Positioned in South Florida's robust insurance market where auto, homeowners, renters, and small business policies remain essential. The agency competes effectively against captive agents and online providers through personalized customer service, local market knowledge, and flexible underwriting options. Continued population growth and policy shopping trends support ongoing market opportunity.
GROWTH OPPORTUNITIES:
• Digital marketing expansion
• Referral partnership development
• Cross-selling to existing client base
• Additional personal and commercial lines
• Operational efficiency improvements
• Production scaling with enhanced systems
FINANCIALS:
• Asking Price: $950,000
• Cash Flow (SDE): $214,945
• EBITDA: $220,000
• Monthly Lease: $3,500 (2,000 sq ft)
TRANSITION SUPPORT:
Owner retiring after three decades will provide up to 3 months post-sale assistance including training, operational transition, client relationship handoffs, and carrier introductions to ensure seamless ownership transfer.
This represents a rare opportunity to acquire an established insurance agency with immediate revenue, market presence, and growth potential in Florida's dynamic insurance marketplace. Ideal for experienced insurance professionals, existing agencies seeking expansion, or strategic buyers pursuing agency consolidation.
Well-established and profitable independent insurance agency with 30 years of operating history serving the Miami, Florida market. This turnkey operation generates $214,945 in seller's discretionary earnings with $220,000 EBITDA, supported by a loyal, recurring client base and strong renewal revenue streams.
BUSINESS HIGHLIGHTS:
• 30 years of continuous operation since 1996
• Strong recurring revenue from established client relationships
• Multi-carrier access including GEICO and Progressive
• Consistent cash flow in essential insurance market
• Prime Miami location with 2,000 sq ft facility
• Significant goodwill and market reputation
OPERATIONS:
The agency operates as a full-service independent insurance provider offering personal and commercial coverage options. With established carrier relationships and multi-carrier access, the business provides competitive advantages over single-carrier offices through rate shopping capabilities and diverse product offerings. The operation benefits from repeat business, policy renewals, and cross-selling opportunities within the existing client base.
MARKET POSITION:
Positioned in South Florida's robust insurance market where auto, homeowners, renters, and small business policies remain essential. The agency competes effectively against captive agents and online providers through personalized customer service, local market knowledge, and flexible underwriting options. Continued population growth and policy shopping trends support ongoing market opportunity.
GROWTH OPPORTUNITIES:
• Digital marketing expansion
• Referral partnership development
• Cross-selling to existing client base
• Additional personal and commercial lines
• Operational efficiency improvements
• Production scaling with enhanced systems
FINANCIALS:
• Asking Price: $950,000
• Cash Flow (SDE): $214,945
• EBITDA: $220,000
• Monthly Lease: $3,500 (2,000 sq ft)
TRANSITION SUPPORT:
Owner retiring after three decades will provide up to 3 months post-sale assistance including training, operational transition, client relationship handoffs, and carrier introductions to ensure seamless ownership transfer.
This represents a rare opportunity to acquire an established insurance agency with immediate revenue, market presence, and growth potential in Florida's dynamic insurance marketplace. Ideal for experienced insurance professionals, existing agencies seeking expansion, or strategic buyers pursuing agency consolidation.
About the Business
- Years in Operation
- 30
- Employees
- 2 Full-time
- Market Outlook / Competition
- This agency operates in a strong and consistent insurance market driven by ongoing demand for personal and commercial coverage, particularly in South Florida where auto, homeowners, renters, and small business policies remain essential. With 30 years in business, the agency benefits from an established reputation, long-term client relationships, repeat business, and recurring renewal revenue. The agency competes with captive agents, online direct writers, and other independent agencies; however, its competitive advantage lies in personalized customer service, multi-carrier access, strong carrier relationships, and the ability to shop rates and coverage options for clients. Unlike single-carrier offices, this agency offers flexibility across multiple products and underwriting options, which supports client retention and cross-selling opportunities. Continued population growth, policy shopping trends, and the need for local trusted advisors create ongoing opportunity for expansion.
- Opportunities for Growth
- Strong opportunity to grow through digital marketing, referral partnerships, cross-selling to the existing client base, and expansion into additional personal and commercial lines. A buyer with stronger systems or a larger team can increase production, improve efficiency, and scale the existing book of business.
Real Estate
- Owned or Leased
- Leased
- Building Sq. Ft.
- 2,000
- Rent
- $3,500.00 per month
About the Sale
- Seller Motivation
- Retiring
- Transition Support
- Owner is willing to stay on for up to 3 months after the sale to assist with training, transition of operations, client relationships, and carrier introductions to ensure a smooth handoff.
Listing Info
- ID
- 2491672
- Listing Views
Listing ID: 2491672 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
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