Profitable Check Cashing Business – $10M Annual Volume – Exclusive Territory

Rare opportunity to own a high-volume, low-overhead check cashing business with over 30 years of continuous operation in the same prime location. This business is the only check cashing provider in the area, operating with exclusive rights within a 2,500-foot radius. It processes approximately $10 million in annual transactions at an average 2.21% fee, offering services such as check cashing, money orders, and bill payments.

The current owners have successfully run the business for 16 years and are ready to retire, offering training for a smooth transition. Monthly rent is just $1,600 with minimal additional expenses. Peak volume comes during the summer months.

WORKING CAPITAL OF $150,000 IS REQUIRED.

This is a turnkey opportunity with strong margins, consistent cash flow, and a recession-resistant model—ideal for an owner-operator or investor looking to step into a stable, established business.