$1.1M EBITDA In-House Financing Auto Dealership
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Comprised of four high-foot-traffic locations in Midwest
The Company operates four locations in Minnesota and has built a strong reputation over 30+ years in the buy-here-pay-here segment. Its competitive in-house financing terms and transparent, respectful approach - from purchase through loan payoff - have fostered long-standing customer relationships and repeat business.
The Company serves smaller markets with less competitive saturation than larger metro areas. It maintains ~$1.8m of vehicle inventory at an estimated retail value of $4.4m. In 2025, the company generated $27m in revenue and $1.0m in EBITDA, with projected 2026 results of $28m and $1.1m, respectively. ~17% of revenue is generated from interest income on auto loans. Gross margins have remained consistent at ~45%.
The business is vertically integrated, with all key functions handled in-house, including processing and detailing, loan servicing, credit screening and repossession. This integrated model supports higher margins, faster decision-making and operational control. The Company also partners with a specialized compliance provider serving the automotive and financial sectors, ensuring regulatory adherence and long-term sustainability.
The Company serves smaller markets with less competitive saturation than larger metro areas. It maintains ~$1.8m of vehicle inventory at an estimated retail value of $4.4m. In 2025, the company generated $27m in revenue and $1.0m in EBITDA, with projected 2026 results of $28m and $1.1m, respectively. ~17% of revenue is generated from interest income on auto loans. Gross margins have remained consistent at ~45%.
The business is vertically integrated, with all key functions handled in-house, including processing and detailing, loan servicing, credit screening and repossession. This integrated model supports higher margins, faster decision-making and operational control. The Company also partners with a specialized compliance provider serving the automotive and financial sectors, ensuring regulatory adherence and long-term sustainability.
About the Business
Real Estate
- Owned or Leased
- Leased
About the Sale
- Financing Options
- N/A
Listing Info
- ID
- 2470492
- Listing Views
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Listing ID: 2470492 The information on this listing has been provided by either the seller or a business broker representing the seller. BizQuest has no interest or stake in the sale of this business and has not verified any of the information and assumes no responsibility for its accuracy, veracity, or completeness. See our full Terms of Use. Learn how to avoid scams.
Businesses for SaleMinnesota Businesses for SaleMinnesota Auto & Automotive Businesses for SaleMinnesota Auto Dealers Businesses for Sale
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