Joe Chiarello

Murphy Business & Financial Corporation

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murphybusiness.com


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926 Haddonfield Road, Suite E 126
Cherry Hill, New Jersey 8002 (View Map)

About the Company

Since 1994, Murphy has specialized in brokering privately owned business ranging in value from $20,000 to $20 million. We have of over 250 licensed professionals in the United States & Canada. Experience North America’s premier business brokerage at the highest level.
Murphy has positioned itself on many quality websites that feature business sales and merger acquisitions opportunities. Murphy’s internet presence and computerized systems provide access to thousands of financially qualified buyers throughout the U.S. and internationally.

Murphy provides each of its owner-clients with a comprehensive Marketing Action Plan that is designed to sell the business for top market value.

Broker Biography

Introduction

Recognized by Murphy as a TOP PRODUCER in New Jersey and Pennsylvania, Joe knows how to get the job done!
He has sold more than 150 businesses worth over 62 million dollars in sales
As a business owner, Joe truly understands the needs, goals, desires, and concerns of his clients as they enter the process of buying or selling a business. Joe has owned twelve different businesses, including franchises, start-ups, and take-overs, which he was able to successfully build up and then sell. Business, the “American Dream,” and being an entrepreneur have always been his passion. This is why Joe has made himself available as a small business consultant assisting start-ups and struggling businesses. With over fifteen years of experience as a business owner, Joe is an expert in retail management and sales. Therefore, he is able to offer his clients unique perspectives that other brokers cannot.

Services Provided

- Business Sales
- Buyer Searches
- Business Valuations
- Equipment Appraisals
- Commercial Real Estate
- Mergers & Acquisitions
- Franchise Sales
- Business Consultants

Areas Served

  • Bucks, PA
  • Burlington, NJ
  • Monmouth, NJ
  • Montgomery, PA
  • Philadelphia, PA
  • Cape May, NJ
  • Camden, NJ
  • Middlesex, NJ
  • Allegheny, PA
  • Gloucester, NJ
  • Professional Affiliations

    Joe has earned a bachelor’s degree in both business management and finance. Joe is also a certified member of M&A Source.

    Business For Sale Listings

    $225,000
    Cash Flow: $86,052 
    Harris Co., TX 
    Fruit Basket Franchise Netting $86K - 10% Down Fruit Basket Franchise Netting $86K - 10% Down

    Bank Pre-Qualified – Just 10% Down ($22,500)Own a profitable Fruit Basket franchise in a high-traffic retail center for just $22,500 down. Priced at $225,000 and pre-approved for financing, this turnkey business offers an exceptional opportunity to step into a fully staffed, brand-backed operation with strong cash flow and predictable seasonal demand.The business caters to both online and in-store orders for a wide range of occasions including birthdays, holidays, sympathy gestures, and corporate events. With a strong digital presence and streamlined operations, it requires minimal daily oversight, making it ideal for both semi-absentee and hands-on owners.Day-to-day operations are managed 

    $395,000
    Cash Flow: $149,504 
    Somerset Co., NJ 
    Custom Closet Design/Install Net $149K with 10% Down Profitable custom closets — $149K net with 10% down

    Established Custom Closet design and installation – $395K with Just 10% Down = $39,500Closet POSSIBLE designs and installs premium custom storage solutions for every room in the home, including walk-in closets, pantries, garages, offices, and more. Known for exceptional craftsmanship and hundreds of 5-star reviews, the business offers a proven, efficient process, short project timelines, and a loyal, referral-driven customer base. Located in a high-income area with minimal competition, this turnkey operation is ready for a new owner to step in and continue its success. This is a great business for a buyer to expand and grow with a great foundation already built!Highlights: Premium 

    $250,000
    Cash Flow: $139,316 
    Chester Co., PA 
    24/7 Fitness Center Net - $139K Only 10% Down 24/7 Fitness Center Net - $139K Only 10% Down

    Pre-Qualified for Financing – Only 10% Down RequiredThis business has been pre-qualified by a lender, requiring only a $25,000 down payment from the buyer. With steady income and low overhead, the initial investment can be recouped quickly through strong cash flow.This is a rare chance to acquire a profitable, 33-year-old 24-hour gym and personal training studio with consistent revenue and a proven model. Lender pre-qualified with only $25,000 down, which can be recouped quickly through ongoing cash flow.The gym runs without employees. A 1099 trainer manages the facility in exchange for training access, and the current owner oversees operations remotely from Florida. The model is efficient, 

    $950,000
    Cash Flow: $374,440 
    Cape May Co., NJ 
    Painting Contractor Painting Contractor

    Bank Pre-Qualified – Only 10% Down Required ($95,000)This established business has already been prequalified by a lender, requiring only a 10% down payment of $95,000. With reliable cash flow, experienced team, and a strong operational foundation, the buyer is well-positioned to recoup their investment quickly.Profitable Residential & Commercial Painting CompanyThis is a trusted, full-service painting business providing high-quality residential and commercial services throughout its service area. With a home-based model, low overhead, and a solid reputation, this business is an exceptional opportunity for a hands-on owner or a strategic buyer looking to scale.Key Highlights: Bank 

    $450,000
    Cash Flow: $191,953 
    Exton, PA 
    Extermination Biz Net $191K-Seller Financing 80% Extermination Biz Net $191K-Seller Financing 80% Financing available

    Specialized Bed Bug Extermination Business – 80% Owner Financing AvailableOffered at $450,000 with generous owner financing (only 20% down) this bed bug-specific pest control company specializes in whole-house heat treatments, an effective, in-demand service with high margins and minimal competition. Based in Exton, PA, the business features extremely low overhead, simple operations, and strong customer satisfaction, making it an ideal opportunity for an owner-operator or investor looking for a high-ROI service business.Key Highlights:High-Margin Niche – Specializes in whole-house heat treatments, a premium solution that commands high service 

    $50,000
    Cash Flow: $23,202 
    Monmouth Co., NJ 
    Absentee-Run Learning Center Absentee-Run Learning Center

    Established Tutoring Franchise – ONLY $50,000 needed to get into this Trusted Franchise National BrandStep into a rewarding, education-focused business for just $50,000. This fully operational tutoring and test prep center is backed by a highly Trusted National Brand, a trusted name in education since 1977. With experienced staff already in place and strong support from the franchisor, this is a turnkey opportunity in a high-demand, high-income area.Key Highlights: Low Entry Cost: Just $50,000 to own a nationally recognized franchise Trusted Franchise Brand: Has over 45 years of success Experienced Team: Certified tutors and seasoned staff already in place Franchise Support: 

    $85,000
    Cash Flow: $46,772 
    Bridgewater, NJ 
    Owner Absentee Tutoring Center Netting $46K Owner Absentee Tutoring Center Netting $46K

    Profitable Learning Center – Only $85,000! Turnkey, Absentee-Run FranchiseOffered at just $85,000 and netting $46,000 this established and fully staffed tutoring and test prep franchise offers a rewarding opportunity in the booming education sector. This is an affordable entry into business ownership, ideal for an owner-operator or hands off operator.Located in a high-income area with strong school systems and demand for academic support, this center has a long-standing reputation and loyal student base. It operates with minimal owner involvement (currently about 3 hours per week), and the experienced staff handles daily operations.- Only $85,000 sale price for a business netting $46,000 for 

    $100,000
    Cash Flow: $81,436 
    Delaware Co., PA 
    Fruit Basket Franchisees Net $81K with 10% Down Fruit Basket Franchisees Net $81K with 10% Down

    Bank Pre-Qualified – Just 10% Down ($10,000)Own a profitable franchise with just $10,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable seasonal peaks, manageable hours, and clear growth opportunities through local marketing and in-store sales. This business 

    $250,000
    Cash Flow: $114,322 
    Delaware Co., PA 
    Fruit Basket Franchisees Net $114K with 10% Down Fruit Basket Franchisees Net $114K with 10% Down

    Bank Pre-Qualified – Just 10% Down ($25,000)Own a profitable franchise with just $25,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable seasonal peaks, manageable hours, and clear growth opportunities through local marketing and in-store sales. This business 

    $250,000
    Cash Flow: $117,177 
    New Castle Co., DE 
    Fruit Basket Franchisees Net $117K with 10% Down Fruit Basket Franchisees Net $117K with 10% Down

    Bank Pre-Qualified – Just 10% Down ($25,000)Own a profitable franchise with just $25,000 down, pre-approved for financing. Backed by a nationally trusted brand, strong cash flow, and a fully trained team, this turn-key business offers immediate profitability and an easy transition.The business caters to both online and in-store orders for various occasions, including birthdays, holidays, funerals, and corporate events. With a strong online presence and an efficient operational model, it requires minimal owner involvement and provides low overhead.Benefit from predictable seasonal peaks, manageable hours, and clear growth opportunities through local marketing and in-store sales. This business 

    $330,000
    Cash Flow: $134,629 
    Philadelphia Co., PA 
    Vision Center Biz Netting $134K Only 10% Down Vision Center Biz Netting $134K Only 10% Down

    Established Optical Practice – Only 10% Down Required ($33,000)This profitable, long-standing optical business is priced at $330,000 and pre-qualified for bank financing, requiring only 10% down ($33,000). Located in a high-traffic shopping center in Northeast Philadelphia, this turnkey eye care practice offers reliable cash flow, a loyal patient base, and decades of operational success. It’s an excellent opportunity for an optometrist or investor seeking a stable, scalable business in the healthcare sector.Key Highlights: Owner willing to stay - owner will stay on as long as buyer wants for a smooth transition Bank Financing Approved – Only 10% down required ($33,000), reducing 

    $150,000
    Cash Flow: $85,992 
    Cumberland Co., NJ 
    Painting Contractors Netting $85K - 10% Down Painting Contractors

    You only need 10% ($15,000) down to purchase this successful business! This business has already been lender approved. You will earn your 10% down back quickly!! The painting industry in the United States is expected to grow in 2025, with a projected market size of $42.7 billion.The industry is also expected to see more companies and employees joining and is expected to grow over the next 5 years according to the Better Business Bureau.FAST FACTS: It is extremely rewarding to start and finish a painting project and bring value into a home owners, or business owners life. With skilled Sub-Contractors, and a dedicated Franchisor, the business owner can truly focus their efforts on 

    $165,000
    Cash Flow: $90,564 
    Middlesex Co., NJ 
    Franchise Tutoring Center - Owner Financing Tutoring and Test Prep Programs Financing available

    Established Tutoring Franchise – $165,000 with 20% Down (Owner Financing)Own a proven, purpose-driven tutoring and test prep business backed by a national franchise with over 45 years of success. Fully staffed and located in a high-income area, this center offers a turnkey opportunity with strong support from both the franchisor and fellow franchisees.Key Highlights: Price: $165,000 with 20% down (owner financing available) Established Franchise Brand: Operating since 1977 Experienced Team: Seasoned staff and certified teachers in place Franchise Support: Ongoing training and guidance from corporate and peers Strong Location: 

    $90,000
    Cash Flow: $55,396 
    Lancaster Co., PA 
    Fruit Bowls Netting $55,000 Fruit Bowls Healthy Eating

    ONLY $90,000 TO PURCHASE THIS BUSINESS! Fruit Bowls is a great space to be in right now with the healthy eating movement that will never end. Fun environment to work in. Seasonal which gives you more time off in off season. Easily run by 2 employees per shift most days. Easy to hire with local schools and colleges nearby - perfect job for students! This is ideal for a hands on owner to grow since current owner is 100% hands off. Very easy to operate and fully staffed. This is ideal for a hands on owner to operate.KEY POINTS: Seller paying transfer fee to franchisor Easy to operate Very low asking price at $90,000 Great franchise system Fully staffed Store was brought 

    $1,500,000
    Cash Flow: $197,242 
    Middlesex Co., NJ 
    Auto Body Shop Netting $197K Auto Body Shop Netting $197K

    Location..location...location is key! This very well run and very profitable Auto Body Shop which has been around for close to 30 years and now the owner is looking to pass it onto the right buyers.KEY POINTS: They have their DEALER LICENSE - not utilizing it! very clean tax returns Did we mention location..location..location! Rt1 property..lot's of traffic owner willing to stay on for 1 year for a smooth transition Currently dealing with 10 dealerships 2 buildings BIG Lot Longterm employees Owner is selling the property for $2.5M surrounded by lots of car dealersGROWTH OPPORTUNITIES: owners don't advertise at all so doing this will increase sales!  

    $450,000
    Cash Flow: $181,108 
    Bucks Co., PA 
    Restaurant- Lunch Only Nets $181K - ONLY 10% DOWN Lunch Only Restaurant

    This business has been pre-qualified for a loan with buyer only needing 10% down ($45,000). Buyer would take home after paying debt service $112,000. Buyer would earn their down deposit back within 5 months!KEY POINTS: This business has been around for a long time selling as a hands on owner operation current owner running it absentee business has a G liquor license - opportunity to sell alcohol closed Sundays! opportunity for new owner to open and serve brunch Mon-Sat = 11am-3pm...that's only 4 hrs a day they are open for 6 days a total of 24hrs open during a week!! Easily can grow business by increasing hours and menu! Stand alone building In a great town - 

    $50,000
    Cash Flow: $89,632 
    Washington Co., PA 
    View Details 
    Hoagie Franchise-Well Known Netting $89K

    Great opportunity for a hands on owner to get in at a very low cost with this winning Franchise! Franchisor is selling this store themselves! Fresh baked bread from the Philly area – family owned and operated Franchise system– hours of operations 10am-8pm – This is a fast-casual restaurant chain specializing in high-quality hoagies made with premium meats, cheeses, and fresh ingredients. Founded in South Philadelphia in 1992, Has grown into a well-respected franchise with locations across multiple states. Benefits - Authentic recipes, extensive menu, strong brand recognition/loyalty, catering, and franchise growth with a ton of support. Additionally, has won the best hoagie in the country in 2023 and 2024 voted by USA today.Key Facts: very well known Hoagie franchise with much success sale price is low because franchisor is looking for a great Franchisee fully staffed store totally upgraded to the franchisors 

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