Captive Farmers Insurance Book for Sale

This profitable insurance agency represents an excellent opportunity to acquire an established book of business with strong fundamentals and growth potential. Operating continuously since 2019, this Farmers Insurance captive agency has built a solid foundation with consistent revenue generation and exceptional client retention.

Business Overview:
Established insurance agency serving Grayson County, TX market with annual revenue of $146,349. The business demonstrates strong operational performance with a profitable track record and low loss ratio, indicating quality risk selection and effective client management.

Key Strengths:
• Profitable operations with consistent revenue stream
• Low loss ratio demonstrating quality book composition
• Solid growth trajectory since establishment
• Strong client retention rates ensuring recurring revenue
• Established customer base with proven loyalty
• Relocatable business model offering operational flexibility
• Captive Farmers Insurance arrangement providing brand recognition and corporate support

Financial Performance:
The agency generates $146,349 in annual revenue with profitable margins. The low loss ratio indicates effective underwriting and client selection, contributing to sustainable profitability. Strong retention rates provide predictable recurring revenue streams typical of well-managed insurance operations.

Transition Support:
The retiring owner offers to remain available for several months post-sale to facilitate smooth customer transitions and ensure continuity of service. This transition period helps preserve valuable client relationships and operational knowledge.

Growth Opportunity:
With solid growth already demonstrated and strong retention metrics, this agency is well-positioned for continued expansion. The established customer base provides a stable foundation for new ownership to build upon through additional product offerings, market expansion, or enhanced service delivery.

This turnkey insurance agency offers an ideal entry point into the insurance industry or expansion opportunity for existing agents seeking to grow their book of business.